Health Insurance
What is Medicare ?
Medicare is a health insurance program for people 65 and older, those under 65 with certain disabilities, and those of any age with End-Stage Renal Disease (ESRD).
Medicare has four parts: Part A (Hospital Insurance), Part B (Medical Insurance), Part C (Medicare Advantage Plans), and Part D (Prescription Drug Coverage).
You can get Parts A & B without having to pay a premium, as long as you or your spouse have worked and paid Medicare taxes for at least 10 years.
If you decide you want prescription drug coverage, you must sign up for Part D. You can do this when you first become eligible for Medicare or during the Annual Election Period each year.
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When you‘re ready to get a quote for your Health, reach out to us and we‘ll be happy to provide one. We‘ll need some information from you first, and then after that, We will call you after this.
What is Medicare Part A ?
Medicare Part A is a government–sponsored health insurance program that covers hospitalization, skilled nursing facility care, home health care, and hospice care. Part A is available to all US citizens and legal residents who are 65 years of age or older, or who have been receiving Social Security disability benefits for at least 24 months. There is no monthly premium for Medicare Part A, but beneficiaries are responsible for a deductible and coinsurance.
What is Medicare Part B ?
Medicare Part B is a government–sponsored health insurance program that helps cover medical expenses for seniors and people with disabilities. It covers doctor visits, outpatient care, and some preventive services. Part B also covers some durable medical equipment and home health care.
What is Medicare Part C ?
Medicare Part C is a federally run health insurance program that provides benefits to seniors and disabled individuals. Part C is also known as Medicare Advantage, and it is a way for people with Medicare to get their benefits through a private health insurance company. Part C plans typically include all of the benefits that are covered under Medicare Part A and Part B, and they may also offer additional benefits, such as prescription drug coverage, vision, and dental coverage.
