Health Insurance health insurance is a type of insurance that covers the cost of an individual’s medical and surgical expenses. The policyholder pays a premium, or set amount, to the health insurance company each month. In return, the company agrees to pay for the individual’s medical expenses up to a certain limit. Why health insurance […]
Life Insurance Life insurance is a contract between an insurance policyholder and an insurer, where the insurer agrees to pay a designated beneficiary a sum of money (the “death benefit”) upon the death of the insured person. Why do people buy life insurance? Most people buy life insurance for the peace of mind it provides.
What Is Home Insurance Home insurance, also commonly called hazard insurance or homeowners insurance, is a type of property insurance that covers a private residence. It is an insurance policy that combines various personal insurance protections, which can include losses occurring to one’s home, its contents, loss of use of the home, or loss of
Health Insurance What is Medicare ? Medicare is a health insurance program for people 65 and older, those under 65 with certain disabilities, and those of any age with End-Stage Renal Disease (ESRD). Medicare has four parts: Part A (Hospital Insurance), Part B (Medical Insurance), Part C (Medicare Advantage Plans), and Part D (Prescription Drug Coverage).
If you’re under 65 and looking for insurance, you’ve come to the right place. Here, we’ll discuss all things insurance for those under 65. Whether you’re looking for health, life, or auto insurance, we’ve got you covered. If you’re under 65 and looking for insurance, there are a few things you need to know. Here’s
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What is Auto Insurance ? Auto insurance is a contract between you and your insurance company that protects you against financial loss in the event of an accident or theft. In return for this protection, you agree to pay your insurer a premium. Premiums for auto insurance are based on many factors, including your driving
What Is ACA OR Obama Care ? The Affordable Care Act, also known as Obamacare, is a health insurance reform law that was passed in 2010. The law has been a controversial topic ever since it was passed, with people arguing for and against it. The main purpose of the Affordable Care Act is to
What is Final Expense ? When a person dies, their loved ones are often left with the burden of final expenses, which can include funeral costs, medical bills, and outstanding debts. Final expense insurance is a type of life insurance that can help to cover these costs, giving your loved ones one less thing to
